Wage garnishment is a step that creditors can take on defaulted loans and unpaid credit card debt. Receiving a garnishment notice in the mail can be devastating, especially if you are already barely getting by. It is important to know that there are actions you can take to improve your situation and experience financial relief. Marty Martin Bankruptcy Law has provided Oklahomans with bankruptcy and debt solutions since 2003. We guarantee your privacy and offer pre-screening phone calls with our Norman, OK garnishment lawyer to see if our firm can help.
Garnishment Lawyer Norman, OK
If you have received a letter in the mail notifying you that your wages will be garnished because of an unpaid debt, back taxes, or a defaulted loan, our Norman garnishment lawyer can explain your options.
The wage garnishment process begins with a creditor filing a petition with the courts. If they provide proof that other attempts to collect an unpaid debt were unsuccessful, the judge may issue an order to garnish your wages. Then, you and your employer are notified. There is usually a 30-day grace period between the ruling and the effective wage garnishment date. Utilize this time to your advantage and seek our legal guidance immediately.
Your employer is legally required to withhold the percentage of your income ordered by the judge. These funds are seized by the creditor or lender and applied to your outstanding balance. Unfortunately, there is nothing your employer can do on your behalf. It can feel stressful and embarrassing, but it is essential to address the issue head-on and take action as soon as possible.
Contacting our attorney early gives us time to develop a strategy. Each situation is different, and our lawyer will give trusted advice based on your circumstances. We may suggest objecting to the court order, filing for an exemption, negotiating a repayment plan, or filing for bankruptcy. Even if we are unable to stop your wages from being garnished completely, our attorney may be able to get the percentage being withheld reduced.
Why Experience Matters In Garnishment Cases
For many of our clients, wage garnishment is more than an inconvenience. It can turn a difficult financial situation into a serious crisis. Our garnishment attorney understands what you are going through and has over twenty years of experience helping individuals and families get results.
Attorney Marty Martin was born and raised in Oklahoma City. He recognizes, appreciates, and incorporates the values of Oklahomans in his legal practice. Our firm has an A+ rating with the Better Business Bureau and a nearly perfect five-star rating on Google. Our clients are our top priority, and we are proud to offer:
- 24/7 live call answering
- Pre-screening calls to determine if our services are the right fit
- Personalized solutions tailored to your goals
- Direct access to our attorney throughout the legal process
If you have been notified of an order to garnish your wages, don’t bury your head in the sand. Instead, reach out to Marty Martin Bankruptcy Law. Schedule a case review with our Norman garnishment lawyer to begin formulating a plan. Oklahomans have trusted our legal guidance for over two decades. Let us find the right debt solution for your needs.