Home Foreclosure Lawyer Oklahoma City, OK

Home Foreclosure Lawyer Oklahoma City, OK

Home Foreclosure Lawyer Oklahoma City, OKFinding out that your home is facing foreclosure can be devastating. You should know that a home foreclosure lawyer in Oklahoma City, OK may be able to help you. Let us guide you through the process, and more importantly, explore whether there are any options available for you. Call Marty Martin Law now. 

What is Home Foreclosure?

Foreclosure is a process that is typically initiated by a lender, such as a bank. Their goal will be to reclaim a deed or mortgage from a homeowner who is behind on their payments. The criteria for every lender varies; however, most will start the process after 3-6 missed payments. 

Once You Receive a Foreclosure Summons

It is very common for homeowners to think that all is lost once they receive a notice of foreclosure. This is not true. Depending on your circumstances, there may be various alternatives available. 

One of the first things you should do is contact a foreclosure lawyer Oklahoma City, OK has to offer. A lawyer can file a notice of appearance, or NOA, which allows them to officially represent you. As soon as this is filed, all communication between the lender and you must go through your lawyer. Your lawyer will be your voice and advocate. They know how to address lenders, talk with the judge at court, and ensure the right things are said at the right time. 

At Marty Martin Law, we have years of experience in helping people who are at a risk of home foreclosure. When you turn to an Oklahoma, OK home foreclosure lawyer, you can feel peace of mind in knowing we:

  • Understand Foreclosure Defense Strategies – It is possible that your notice of foreclosure, loan, deed, or mortgage has holes and gaps that can be used to your advantage. For example, if there are any unfair lending practices, or the wrong protocols are being adhered to, we can find out. 
  • Represent You During Settlement Conferences – Settlement conferences are an option when the lender and you, the homeowner, will try to reach a solution that prevents foreclosure. These conferences can be nerve wracking, so it is ideal to have a home foreclosure lawyer in Oklahoma City, OK on your side. 
  • File for a Loan Modification – Sometimes it is possible to file for a loan modification. This is usually the only way to keep your home which is why many homeowners will take this route. That being said, approval is very difficult. With a lawyer on your side, you increase your chances of being approved for a loan modification. 
  • Financial Counseling – Juggling finances and debt is not easy. A lawyer can help you to review the extent of your finances and debt to see whether or not there are some options to get you out of your situation. For example, a lawyer might determine whether debt consolidation, debt settlement, or bankruptcy is a good idea. 

You Don’t Have to go Through the Foreclosure Process Alone

If you are going to lose your home through home foreclosure, call a home foreclosure lawyer in Oklahoma City, OK now to find out what options may be available. Let us help you, call Marty Martin Law now!