Oklahoma City Foreclosure Defense Lawyers
As leading Oklahoma City foreclosure defense lawyers, we know that a homeowner who has fallen behind on a mortgage can face ongoing threats from creditors looking for their money. It is all too common for these calls and letters to be ignored – especially when there are concerns that nothing can be done about payment. At some point, usually days after 120 of no payments, the mortgage lender can begin the foreclosure process.
Learning that you are about to lose your home can be devastating. Our lawyers have been helping homeowners navigate the foreclosure process for years. If you are behind on your mortgage and are worried about losing your home, please call Marty Martin Law. There are often legal options, and even ways to help you keep your home. Lenders are often more than willing to work with homeowners. Call our office to learn more now.
The 120 Day Loss Mitigation Period
Under federal law, a lender typically has to wait 120 days of relingshement on a mortgage before they can open a foreclosure case. It is during this 120 day period that you should consider options such as a loan modification, forbearance, loss mitigation, or a new repayment plan.
Do You Need Foreclosure Defense Lawyers in Oklahoma City?
Each year, thousands of Americans will face a home foreclosure. If you have been given a foreclosure notice and are trying to decide whether to accept the notice or fight it, calling our Oklahoma City foreclosure defense lawyers first may be a good idea. We would not recommend fighting this on your own. This is partly to do with the lenders, as well as the complex state and federal laws. With a lawyer on your side, you can feel confident in knowing you have the right defense for your foreclosure case.
Do You Need a Lawyer?
There are situations in which foreclosing may be the right choice. If, however, you believe you have a solid defense or there has been a mistake, hiring a lawyer may be in your best interest.
You Have a Good Defense – If you believe the foreclosure process should not proceed, having our Oklahoma City foreclosure defense lawyers to defend you can help your case. During this legal process, you will almost certainly have to go to court and respond to various letters from the lender. Defenses that may be applicable include:
- An error has been made
- The foreclosure lender did not follow the correct procedure
- Your loans cannot be proven
You Are Active Military – In some cases, there may be special rules applicable to active military personnel. These rules may protect these individuals from home foreclosures on the Servicemembers Civil Relief Active. A foreclosure lawyer Oklahoma City, OK has to offer can help you to know whether or not this is the right defense for you.
Whether you would like to stop a home foreclosure or are interested in explore your options for debt relief, please call Marty Martin Law for a consultation with top Oklahoma City foreclosure defense lawyers.
If you are facing foreclosure then now might be a good time to consult with an Oklahoma City Foreclosure Defense Law Firm like Marty Martin Bankruptcy Law. When you are in the situation of facing foreclosure there are few important decisions that you will need to make. One of those decisions is if you want to fight foreclosure. If you decide to fight it then you will need to hire a lawyer from a law firm that has experience with similar cases and knowledge of foreclosure laws.
You will want a law firm that provides you with the defense that will be needed for your case so that you can achieve the outcome that you want. Marty Martin Bankruptcy Law is an Oklahoma City Foreclosure Defense Law Firm that has the expertise and knowledge of fighting for many clients with foreclosure cases. As you might already know, foreclosure can be extremely complicated and complex. Having a lawyer and a strong law firm by your side could ensure that you get the outcome that you are looking for. And that is exactly what you will find when you start working with us at Marty Martin Bankruptcy Law.
We understand that it is a very important decision when it comes to choosing a lawyer that is supposed to fight for you. You want someone who will be committed and who will understand and take your case seriously. Working with us and becoming a client we assure you that you can trust us and that will always be focused on your case.
We pride ourselves on being accessible and informative to our clients. Our clients are very important to us and we want them to know that we will always be fighting for them and putting our best efforts into getting them the solution that they are looking for. Marty Martin Bankruptcy Law has been able to give our clients the results that they deserve because they trust our legal guidance. Having this type of trust between the law firm and client allows for our clients to feel more confident in their decisions that they are making for themselves and their families.
Marty Martin was born and raised in the Oklahoma City area, he understands and appreciates the values of Oklahomans and brings those values to every client that works with Marty Martin Bankruptcy Law. Because you most likely share those same values as Marty Martin, you can trust that Marty Martin Bankruptcy Law will always have your best interests in mind and will tirelessly work to get the outcome that you deserve. We will never stop fighting for you so that you can get your life back on track.
If you’re facing foreclosure and you’re worried about losing your house (and much more), an Oklahoma City foreclosure defense law firm can help you keep what matters most.
Before you start to panic, it’s important to get as much information as possible about what foreclosure means for you, and how you can set up an adequate legal defense so you can stay in your home. Fortunately, the right lawyer can walk you through what to expect, and can also provide valuable guidance about how you should prepare for any coming challenges.
How can a foreclosure affect my life?
You may have an idea of what foreclosure means for you. If you’ve read about it on the internet or seen it on TV, it seems like a nightmare: Being evicted from your own home, and carrying a social stigma for the rest of your life. While reality is never quite as dramatic as these horror stories, they carry a shred of truth: Foreclosure means hugely damaged credit, possible eviction, and lots of stress, embarrassment, and anxiety to go around.
A foreclosure has the potential to turn your life completely upside-down. If things go poorly, there’s a chance you’ll be out of your house and struggling to find a new place to live, especially when you consider that your foreclosure stays on your record and can affect whether you have any luck with new housing applications. Fortunately, you can salvage your future with the help of an Oklahoma City foreclosure defense law firm.
Get in touch with Marty Martin Bankruptcy Law today:
Foreclosures aren’t always set in stone, and the right lawyer can help you battle back for the sake of your home and your future. Despite what you might expect, you could have good reason to contest a foreclosure. There are proper procedures that should be followed with any foreclosure, and your lawyer can examine the steps taken to serve you with your foreclosure in case there are any mistakes.
For example, if a servicer was trying to foreclose on your property while you were actively searching for a foreclosure alternative, you could be saved – this is called dual-tracking, and it’s illegal under federal law. A servicer is not permitted to foreclose on your property if you’re pursuing an alternative foreclosure, and your lawyer can exploit this mistake to keep you in your home. While this is just one alternative, Marty Martin Bankruptcy Law can help you understand the other methods you can use to fight a foreclosure and stay in your home.
When you reach out to Marty Martin, you’re getting in touch with a lawyer that is as committed to your case as you are. While some lawyers are motivated by profit and only provide cookie-cutter solutions to your legal problems, Marty Martin Bankruptcy Law recognizes that behind every case is a person, and every person deserves a fair chance.
Don’t wait until the last minute to fight your foreclosure. Reach out to Marty Marin Bankruptcy Law today, and see how an Oklahoma City foreclosure defense law firm can help you take back your tomorrow.
Contact an Oklahoma City Foreclosure Defense Law Firm Today
If you are facing foreclosure and in need of a law firm to help you better understand your situation and your legal options then it might be time to consider hiring an Oklahoma City Foreclosure Defense Law Firm like Marty Martin Bankruptcy Law.
Schedule a consultation with Marty Martin Bankruptcy Law today.