Oklahoma City Foreclosure Defense Lawyers
As leading Oklahoma City foreclosure defense lawyers, we know that a homeowner who has fallen behind on a mortgage can face ongoing threats from creditors looking for their money. It is all too common for these calls and letters to be ignored – especially when there are concerns that nothing can be done about payment. At some point, usually days after 120 of no payments, the mortgage lender can begin the foreclosure process.
Learning that you are about to lose your home can be devastating. Our lawyers have been helping homeowners navigate the foreclosure process for years. If you are behind on your mortgage and are worried about losing your home, please call Marty Martin Law. There are often legal options, and even ways to help you keep your home. Lenders are often more than willing to work with homeowners. Call our office to learn more now.
The 120 Day Loss Mitigation Period
Under federal law, a lender typically has to wait 120 days of relingshement on a mortgage before they can open a foreclosure case. It is during this 120 day period that you should consider options such as a loan modification, forbearance, loss mitigation, or a new repayment plan.
Do You Need Foreclosure Defense Lawyers in Oklahoma City?
Each year, thousands of Americans will face a home foreclosure. If you have been given a foreclosure notice and are trying to decide whether to accept the notice or fight it, calling our Oklahoma City foreclosure defense lawyers first may be a good idea. We would not recommend fighting this on your own. This is partly to do with the lenders, as well as the complex state and federal laws. With a lawyer on your side, you can feel confident in knowing you have the right defense for your foreclosure case.
Do You Need a Lawyer?
There are situations in which foreclosing may be the right choice. If, however, you believe you have a solid defense or there has been a mistake, hiring a lawyer may be in your best interest.
You Have a Good Defense – If you believe the foreclosure process should not proceed, having our Oklahoma City foreclosure defense lawyers to defend you can help your case. During this legal process, you will almost certainly have to go to court and respond to various letters from the lender. Defenses that may be applicable include:
- An error has been made
- The foreclosure lender did not follow the correct procedure
- Your loans cannot be proven
You Are Active Military – In some cases, there may be special rules applicable to active military personnel. These rules may protect these individuals from home foreclosures on the Servicemembers Civil Relief Active. A foreclosure lawyer Oklahoma City, OK has to offer can help you to know whether or not this is the right defense for you.
Whether you would like to stop a home foreclosure or are interested in explore your options for debt relief, please call Marty Martin Law for a consultation with top Oklahoma City foreclosure defense lawyers.