How to Fix Errors on your Credit Report
Credit report mistakes are costly and it is up to you to get rid of those errors and wipe your FICO score clean. There are several ways to clean up your credit score and we’ve listed a few ways for you.
How To to Stop Creditor Harassment
Annoying phone calls from creditors and unfair debt collection practices can be very stressful. They can increase your anxiety and wreck your inner peace. Fortunately, there are ways to stop creditor harassment, keep the creditors away, and take back your peace of mind. The first thing you have to bear in mind is that these …
What to Expect in a 341 Hearing
The 341 hearing is also known as the meeting of the creditors, although it is usually just a meeting between a client and attorney. Creditors can join, but they most often do not. You’ll want to read and review the bankruptcy petition and be sure that it appears correct. Be sure to take note of …
How To Avoid Bankruptcy
Bankruptcy only has to happen as an absolute last resort when all other attempts at paying debts have failed. There are many alternatives to filing bankruptcy, and a reasonable attorney will tell you what they are. In Oklahoma state, Bankruptcy Attorney Marty Martin is happy to share his knowledge and areas of reference that will …
4 Practical Tips to Improve Your Credit Score
Improving your credit score is not as hard as you think. Your goal is to remove negative items from your credit as quickly as possible. Then raise it with good credit habits. What is a Good/Bad Credit Score? An average credit score is between 600-750. Below 600 is a bad credit score. Above 800 is …
4 Common Bankruptcy Misconceptions
The first thing that you need to know is that Bankruptcy was put in place to help you through a financial crisis. Taking this step is showing that you are responsible and care about doing whatever you can to do the right thing. So, pat yourself on the back for getting yourself here. Breaking common …
Why Bankruptcy is Almost Always a Superior Choice to Debt Negotiators
If you are like most people considering bankruptcy, you have probably looked into working with a debt negotiator or debt settlement agency. Here are four reasons why a bankruptcy is usually a superior choice. In bankruptcy, you pay back no more to unsecured creditors than required by law. In a no-asset chapter 7 case, you …
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Rebuilding Your Credit After Bankruptcy
Ok, so this is going to sound counter-intuitive, but often the best way to rebuild your credit is through, that’s right credit cards! The very menace that most likely helped lead to your bankruptcy in the first place. You see, most credit card companies report monthly activity to the credit reporting agencies – the businesses …
Short-Selling Your Home
Foreclosure Lawyer Oklahoma City, OK A short sale of your home is a way of selling your home when you have negative equity or are “upside-down” on your mortgage. By doing this you can save your home from foreclosure. However, you must receive approval from your mortgage lender first and it can be a long …