Every year there are thousands of people who file for personal bankruptcy to help get their debts organized and discharged. The decision to initiate bankruptcy is not an easy one, and debating whether to make this choice is normal. Most people want to pay their debts if they can. The desire to pay may leave someone borrowing from one creditor to the next, meeting minimum monthly payments, never decreasing their balance on an account, or taking out payday or cash advance loans with high interest. Oftentimes, someone will get to the point where they realize that filing for bankruptcy is the last and most beneficial choice. Our Glendale, AZ garnishment lawyer never judges any person for wondering if bankruptcy is right for them. If you have questions about what filing for bankruptcy would entail, reach out to us at Marty Martin Bankruptcy Law today for a consultation.
Wage Garnishment
When a debt is past due, the lender has an option to demand payment. If someone is not able to fulfill the balance and cannot negotiate a new payment plan, the lender may file a lawsuit and collect judgment for amount owed. After the lender has received a judgement, they can collect in several ways. They can repossess the collateral or put a lien on someone’s property. As our garnishment attorney has seen, they can also request a garnishment of someone’s wages until the debt is paid. Wage garnishment can be burdensome because this money will come directly from the paycheck, leaving the debtor with less money for necessities and household items. Our bankruptcy lawyer knows this can perpetuate a cycle where creditors continue to garnish and cause the person to suffer.
What To Do Next
There are options to alleviate wage garnishment after it is set in place, but the most important thing to do is consult with our garnishment attorney about filing for bankruptcy as soon as you conclude that you are unable to pay your debts. Delaying or putting off finding a solution may only make matters worse. Take action by meeting with our Glendale garnishment lawyer at your next convenience. We can review your situation and suggest what to do next so that your financial freedom is protected. We can imagine the stress you may be under with the amount of debts you have and the garnishment process. Let us alleviate the worry by informing you of your options.
Marty Martin Bankruptcy Law
At Marty Martin Bankruptcy Law, we have solutions for impending garnishments, being served a lawsuit, bad credit, facing foreclosure, vehicle repossession, divorce, a lost job, and more. Our Glendale garnishment lawyer understands that life can happen in unexpected ways, and having a legal team work for your benefit can make it much easier to go through. You can depend on us to provide sound guidance that you can depend on to make a positive difference in your life. Things may feel overwhelming and hard now, but it can and will get better. Contact us today so we can offer support right away.