Bankruptcy Lawyer Oklahoma City, OK
As you look into filing for bankruptcy in Oklahoma, you are likely hoping to seek help from a bankruptcy lawyer Oklahoma City, OK trusts. Marty Martin Law can help you in your time of need. Many people who look at bankruptcy when they are dealing with financial problems see it as a last resort. They see it as an option that can help them when they have hit rock bottom. However, our attorneys encourage all of our clients to look at bankruptcy in a more positive light. This can be a really great opportunity for people who do not have many options when it comes to getting themselves out of debt. Bankruptcy is not something that ruins your finances or your life; instead, it can open up many possibilities when it comes to getting back on the right financial track. Call our office now if you are interested in seeing how bankruptcy can help you.
Can anyone file for bankruptcy?
For the most part, almost anyone can file for bankruptcy. If you have filed for bankruptcy in the past, you will want to speak with our Oklahoma City, Oklahoma bankruptcy lawyer regarding the last time you filed for bankruptcy and what kind of bankruptcy you filed for.
Can I file for more than one type of bankruptcy at a time?
When you file for bankruptcy, your attorney will work with you to find the right type for you. For example, as an individual, you will want to make sure you file for either Chapter 7 bankruptcy or Chapter 13 bankruptcy. Depending on what your monthly income is and how much debt you are in, you will either benefit more from Chapter 7 (liquidation bankruptcy) or Chapter 13 (repaying your debts over a few years).
Why would an attorney be helpful to me during the bankruptcy process?
When you are going through the bankruptcy process, your first thought may not be that you need a bankruptcy attorney. However, an attorney can help maximize the benefits you receive throughout the bankruptcy process and work hard for you to get you lower interest rates and a better repayment plan. While none of this is guaranteed, your attorney will work to get you the best solution they can.
When searching for a bankruptcy lawyer Oklahoma City, Oklahoma offers, it is important to consider the following:
- Will you be speaking directly to the lawyer or someone in his staff? If you hire my firm, I will personally meet with you upon your first meeting and will personally walk you through every step of the process as if you are my only client. You will have my personal contact information so that you can get in communication with me at any time should you have a question.
- Does the law firm you are considering specialize in bankruptcy or do they practice other types of law? My firm specializes in and only practices Ch. 7 and Ch. 13 Bankruptcy. Because of this, we are able to stay on top of all changes in the laws or rules to ensure that your case goes smoothly.
- How much experience does the attorney have? While the majority of bankruptcy cases go relatively smoothly, there can be complications that arise and you want to ensure that you have an experienced bankruptcy lawyer in Oklahoma City on your side to guide you through any complications. I have been practicing only bankruptcy law since 2007.
- Does the attorney handle cases outside of Oklahoma City? You will have a hearing about 30 days after you file your bankruptcy. That hearing can be held in Enid, Lawton, or Oklahoma City. Make sure that you hire an attorney that will handle your case if you live in Western Oklahoma. I practice in all three areas.
What does a Bankruptcy Lawyer in Oklahoma City do?
- The job of a bankruptcy lawyer is to meet with you and discuss your financial situation with you while determining and counseling you on the different options available to address your situation best. Sometimes bankruptcy is the right option and sometimes another option is favorable. I believe that you should make sure that your attorney has your best interest at heart and not their own financial interests.
- Your attorney will ask you to produce documents to enable them to determine your income, budget, the things you own, and the places that you owe money to.
- The attorney, with your assistance, will fill out documents to be filed with the court. The documents include the petition, schedules, statement of financial affairs, the means test, and the plan in a Ch. 13 bankruptcy.
- Once you have approved the documents and signed them, they will be filed with the court in Oklahoma City and the Court will notify all of your creditors.
- About 30 days after the filing, will have a brief hearing with the trustee assigned to your case either in Oklahoma City, Enid, or Lawton. At that hearing, along with your attorney, you will be asked basic questions as to whether you signed the documents, reviewed them, and agree with what is contained within the documents.
- After a couple of months of the hearing, you will receive a discharge (in a Ch. 7 case).
Marty Martin Law is a full service, experienced bankruptcy lawyer Oklahoma City, OK residents trust. We are reasonably priced and have many reviews from satisfied clients. Please give us a call to discuss your situation in a free consultation with our bankruptcy lawyer in Oklahoma City, Oklahoma.